As a senior citizen, the cost of maintaining a home can be a challenge. This is especially true when it comes to replacing a roof.
However, there are roof replacement grants available for seniors in New Jersey. These can help alleviate the financial burden. In this article, we explore some of the programs available to get a new roof for seniors in New Jersey.
In Monmouth County, the Home Repair Program provides assistance to applicants who meet the Department of Housing and Urban Development (HUD) mandated low and moderate-income standards. Determination of eligibility is based on the total gross annual household income based on household size in accordance with HUD’s income standards.
Get an Application Packet and more information at https://www.visitmonmouth.com/Page.aspx?Id=508
In Ocean County, the Affordable Housing Alliance administers the HOME Rehabilitation Program. The purpose of the the program is to provide moderate and substantial rehabilitation to owner-occupied low and moderate-income households. It may help with a new roof for seniors.
Learn how at https://planning.co.ocean.nj.us/frmCEHome
The Weatherization Assistance Program is a federally funded program that aims to help low-income families, including senior citizens, to reduce their energy bills by making their homes more energy-efficient. This program provides free home energy audits, which can help identify areas where energy efficiency can be improved. If the audit determines that roof repairs are needed, the program may cover the cost of the repairs.
For more information, visit the Office of State and Community Energy Program website at https://energy.gov/scep/wap/whole-house-weatherization
The New Jersey Home Energy Assistance Program (HEAP) provides financial assistance to low-income individuals and families to help them pay for their energy bills, including heating and cooling costs. Eligible seniors can apply for HEAP. Then, their savings may help them afford roof repairs or replacement.
Find out about HEAP at the Department of Community Affairs website at https://www.nj.gov/dca/divisions/dhcr/offices/hea.html
The USDA Rural Development Grant is a federally funded program that provides financial assistance to low-income families. Eligible seniors can apply for this program. If approved, they may receive grant money to help pay for a new roof replacement.
Learn more at the USDA website at https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/nj
Community Development Block Grants (CDBG) are federal grants that are provided to states and local governments to help improve housing and living conditions for low- and moderate-income families. Eligible seniors can apply for CDBG grants to cover the cost of a new roof replacement.
Start by visiting the HUD website at https://www.hud.gov/program_offices/comm_planning/cdbg or download the CDBG NJ Emergency Housing Repair Fund application at https://www.nj.gov/dca/divisions/dhcr/forms/docs/cdbgehrfapp.doc
As you can see, there are various ways for seniors in New Jersey to afford necessary roof repairs and replacements. These programs aim to provide financial assistance to low-income families and senior citizens to help them maintain their homes and improve their living conditions. If you are a senior citizen in New Jersey and are in need of a new roof replacement, it’s worth exploring these programs to see if you are eligible.
You might also wish to visit the list of resources available on the HUD New Jersey website at: https://www.hud.gov/states/new_jersey/homeownership/homerepairs or contact your municipality for local program offerings.
4 Seasons Roofing Company is commited to providing all of our customers with top-notch quality, honest estimates and superior customer service—at affordable prices. Allow us to provide a free roofing estimate whenever you need roof repairs or replacement. Fill out our Contact Form, or call (732)770-3867.